PERSONAL LINES COVERAGES

 

PERSONAL AUTO INSURANCE…Insuring your personal vehicle

Personal Auto Insurance is required by the State of Texas for individuals who are operating a private vehicle on a public road.  Personal Auto Insurance is designed to provide financial protection for  bodily injuries and/or property damage of the owner of a private vehicle due to an accident.  In addition, it affords coverage for liability claims from a third party claimant against the owner of private vehicle from an accident.
 
 
SPECIALTY VEHICLE INSURANCE…insuring your recreational vehicles
 

The Specialty Vehicle Insurance provides coverages for motorized land transportation vehicles such as motorhomes, motorcycles, dirt bikes, ATV’s, golf carts and snow mobile.  We provide coverage for their usage on or off public roads.

 
HOMEOWNER’S INSURANCE…protecting your biggest investment, your home
 
Your home is not only just the place where you live, but it is your biggest investment.  Each home has it own unique assets which means that one size homeowner’s policy does not fit all home requirements.  Insuring it properly requires knowing its unique needs, its value, its security features, its contents, and its residents.    We work with carriers that understand the uniqueness of each home and offers tailored packages to fit the needs of the home and its residents.
 
CONDOMINIUM INSURANCE…insuring your condominium
 
Your contents are not the only possessions that need insurance coverage when living in a condominium.  There are some risks that a condomimum owners are exposed to that are not covered by the condominium association.  We offer a complimentary comprehensive bylaw review to check for coverage gaps and provide coverage/s to fill those gaps.
 
RENTER’S INSURANCE…protecting your possessions 
 
Renter’s Insurance is designed to cover the personal possessions of apartment home and rental home tenants.  In addition, liability coverage can be provided which most apartment complexes are requiring for each tenant. 
 
 
MOBILE HOME INSURANCE…insuring your mobile home
 
We are proud partners with the Number #1 carrier in the nation for Mobile Home Insurance, Foremost.  Just like an insured would purchase a Homeowner’s Insurance Policy to insure a home, a Mobile Home Insurance Policy is needed to insure a mobile home.